2026 - Ask Goodfellow

Welcome! I’m glad you’re here. Whether you’ve read Orchestrating Your Own Life – Fifty Commonsensical Ways to Cultivate Well-Being and Financial Freedom or are simply looking for practical guidance, this page was created for you. Over the years, I’ve learned that many people pay more to credit card companies than they need to—not because they […]

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January 16, 2026June 22, 2026

Should I Answer the Phone? Confronting Debt with Integrity

One of the most common questions readers ask involves the fear of debt collectors. In this post, Nicholas breaks down the “Combat Medic” approach to financial crisis: assess the damage, stay calm under pressure, and open the lines of communication. Discover why silence is your greatest enemy and how a proactive stance can lead to a settlement you can actually live with.